Legal

Terms of Use

Effective date: October 3, 2026

These terms govern your use of hbwglobalmedia.com (the "Site"), operated by HBW Global Media ("HBW", "we", "us"). By using the Site, you agree to them. If you do not agree, please do not use the Site.

1. About the Site

The Site provides information about HBW's lead-generation and advertising services for insurance agencies and carriers. Any services we provide are governed by a separate written agreement, not by these terms.

2. Acceptable use

You agree to use the Site only for lawful purposes, and not to interfere with its operation, attempt to gain unauthorized access to it, or use it to send unsolicited or harmful material.

3. Intellectual property

The content of the Site, including text, graphics, logos and design, belongs to HBW or its licensors and is protected by intellectual property laws. You may not reproduce it without our written permission.

4. Information you submit

When you send us information through the Site, you allow us to use it to respond to you and discuss our services. Please do not send confidential information through the contact form. Our Privacy Policy explains how we handle it.

5. No warranties

The Site is provided "as is". We do our best to keep it accurate and available, but we make no warranties about its completeness, accuracy or uninterrupted availability. Nothing on the Site is legal, financial or insurance advice.

6. Limitation of liability

To the fullest extent permitted by law, HBW is not liable for any indirect, incidental or consequential damages arising from your use of, or inability to use, the Site.

7. Third-party links

The Site may link to websites we do not control. We are not responsible for their content, policies or availability.

8. Changes to these terms

We may update these terms at any time. Changes take effect when posted on this page with a new effective date.

9. Governing law

These terms are governed by the laws of the state in which HBW Global Media is organized, United States, without regard to its conflict-of-law principles.

10. Contact us

Questions about these terms can be sent to support@hbwglobalmedia.com.